
It's true, negative credit items can remain on your credit report for up to 7 years (up to 10 years for public records, such as a bankruptcy, tax lien or judgment). But this doesn't mean that you have to wait 7 to 10 years to begin re-establishing a good credit rating. 4 Dos and Don'ts when it comes to rebuilding your credit: 1. Three months prior to securing your mortgage, DON'T apply … [Read more...]


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